Ka Pai Pūtea is a gamified financial literacy platform built for young New Zealanders. Learn about budgeting, KiwiSaver, tax, credit, and more — all tailored to your goals.
Takes 2 minutes. No credit card needed.
(kah-pie poo-teh-ah)
means “Good Money” in te reo Māori
We believe every young New Zealander deserves to feel confident about money.
Answer a few quick questions about your goals and money habits. We’ll create your unique financial profile.
Get personalised modules based on whether you’re headed to uni, trades, the workforce, or still figuring it out.
Earn XP, unlock badges, climb the leaderboard, and compete with your mates. Financial literacy has never been this fun.
No matter where life takes you after school, we've got you covered.
Apprentices & trades — tool costs, ute finance, managing irregular pay
Uni-bound students — StudyLink, student loans, flat budgets
Heading straight to work — payslips, tax, building savings fast
Military & services — NZDF pay, allowances, deployment savings
Still deciding — core money skills for any path you choose
Budgeting, saving, wants vs needs
Accounts, cards, overdrafts
Payslips, tax, KiwiSaver, rights
Build your credit history early
Grow your retirement fund from day one
Start a virtual business & learn enterprise
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XP to earn
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Badges
NZ
Made for Kiwis
Aroha
Year 12, Auckland
“Ka Pai Pūtea actually made me understand KiwiSaver. Now I know I’m not just throwing money away!”
Jayden
Year 13, Wellington
“I had no idea how credit scores worked until I did this. Way more fun than a textbook.”
Maia
Year 11, Christchurch
“The business sim was sick. Made me want to start a side hustle for real.”
Join Ka Pai Pūtea and start learning financial skills that'll set you up for life. It's free.
Start Now — It's Free